You get a complete three-in-one (swipe, dip, and tap) payment setup for $49 with Square. And, while PayPal Zettle’s mobile card reader includes a PIN pad, it doesn’t have a card swipe option. Square’s mobile app is better than PayPal Zettle’s because it does more. The Square POS app also now has a Tap to Pay on iPhone feature, so you don’t need another card reader for contactless payment if you have a compatible iPhone. You can set up your inventory in the app and then select items from your library or manually enter the transaction amount. It also comes with a free magstripe reader that can be mailed immediately after you sign up for an account. The Square payment app for mobile is compatible with Android and iOS devices and free to download and use. It also does not have ACH transfers and only accepts echecks. On the other hand, PayPal lost points for the extra monthly virtual terminal fee. It lost a few points for its limited capabilities in accepting ACH payments and does not accept echecks. Square received nearly perfect scores across all payment types we considered. Enter an estimate of your monthly sales data in the calculator below:
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